Is it better to pay off my credit cards slowly or get a consolidation loan and pay off everything at once?

I have the opportunity to get a $10,000 consolidation loan to pay off all my cards ($6,000) but I’m not sure that’s a good idea. I would like to raise my credit score to make a major purchase.

Best reply by þøøþą §©øøþą:

get a loan

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Is it better to pay off my credit cards slowly or get a consolidation loan and pay off everything at once?