Is it really possible to reduce ALL debt? Or to obtain a REAL personal consolidation LOAN without having a large amount of home equity?

I am already in a Debt Management Program, that does not leave me enough money to even put gas in my car or food on the table. I am still searching for another full-time job in addition to the 8-10 hours a day I already work.

Best reply by freddy:

You may want to consider filing for Bankruptcy. This will damage your credit rating, but it will get you out of debt.

Consult a Bankruptcy trustee in your area for all details.

Read the original question here
Is it possible to obtain a REAL reduction in ALL debt, or a REAL personal consolidation loan?

Is it really possible to reduce ALL debt? Or to obtain a REAL personal consolidation LOAN without having a large amount of home equity?

I am already in a Debt Management Program, that does not leave me enough money to even put gas in my car or food on the table. I am still searching for another full-time job in addition to the 8-10 hours a day I already work.

Best reply by freddy:

You may want to consider filing for Bankruptcy. This will damage your credit rating, but it will get you out of debt.

Consult a Bankruptcy trustee in your area for all details.

Read the original question on Yahoo! site
Is it possible to obtain a REAL reduction in ALL debt, or a REAL personal consolidation loan?

I would like to know what types of places will help with a consolidation loan of debt?

Best reply by chomwom032:

ask for one

Read the original question on Yahoo! site
I am going through a divorce and now have bad credit how can I get a consolidation loan?

Where can people who realy want to get rid of that nasty revolving apr credit card debt get a consolidation loan. Especially people who have fair to less then fair credit. Please help.

Best reply by Ainsley:

Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes. A debt consolidation loanold loans are replaced with a new one that has more favorable terms. Your loan consultant will negotiate with creditors on your behalf, so you’ll no longer have to deal with harassing phone calls and daily mail.

Read the original question on Yahoo! site
Where can somone that is hurting financialy and has fair or less then fair credit find a consolidation loan?

Where can people who realy want to get rid of that nasty revolving apr credit card debt get a consolidation loan. Especially people who have fair to less then fair credit. Please help.

Best reply by Ainsley:

Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes. A debt consolidation loanold loans are replaced with a new one that has more favorable terms. Your loan consultant will negotiate with creditors on your behalf, so you’ll no longer have to deal with harassing phone calls and daily mail.

Read the original question on Yahoo! site
Where can somone that is hurting financialy and has fair or less then fair credit find a consolidation loan?